Credit cards are so ubiquitous that almost every adult has at least one in their wallet at this very moment. But, if we’re being honest, a system of convenient payment isn’t the main draw of credit cards. For many, it’s the rewards potential that makes using a credit card more appealing than a simple debit card or cash.
But credit card rewards structures can sometimes be confusing—a fact which is compounded by an economy that is always in flux. How can we know what kind of rewards to expect? Sadly, it’s impossible to know the exact course the economy will take, but with a little bit of creative math, we can make some solid guesses as to what your cash-back earnings will look like in 2023.